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Insurance Information

At Fast Track, our goal is to provide prompt medical care when you need it—that’s why we accept nearly all major insurance plans. We care about your health—walk in to our walk-in medical facility today or give us a call to ensure we take your insurance plan!


Urgent Care Insurance Plans

Fast Track Urgent Care accepts the following insurance plans and many more:

AARP Medicare Advantage
Johns Hopkins Employer Health
Johns Hopkins Priority Partners
Aetna Better Health of Maryland
Johns Hopkins US Family Health
Aetna Student Health
Maryland Medicaid
BCBS – CareFirst (all products)
Maryland Physicians Care
BCBS – Federal Employee Plan
BCBS – all out-of-state plans
Christian Brothers Services
Meritain Health
Optima Health
Cigna – APWU
Railroad Medicare
Cigna – Great West
Riverside Health of Maryland
Cigna – Samba Federal Health Plan
Comprehensive Health Services
United Healthcare
United Healthcare Community Plan
Foreign Service Benefit Plan
United Healthcare Oxford
United Healthcare Student Services
Golden Rule
United Health Integrated Services
HealthScope Benefits


Don’t see your insurance listed? Please give us a call at 800-417-1164. We may accept your plan, even if it is not listed here.

Many insurance plans include urgent care providers—like Fast Track—for when your regular doctor is not available to you or if your condition doesn’t require the level of care an emergency room provides. However, if your plan doesn’t include an urgent care provider, you may need to pay some out of pocket costs.

Reasons to Visit Fast Track Urgent Care

Fast Track Urgent Care is a walk-in medical facility that provides medical care for those with non-life-threatening injuries or conditions. Our medical practitioners are doctors; therefore, we can prescribe medicine when you have strep throat, an infection, and more. For those in the Maryland and Washington, DC area, walk in to our medical facility next time you need to seek medical help but don’t want to spend hours (and money) on an emergency room visit.

We take care of:

  • X-rays
  • Respiratory diseases
  • Eye infections
  • Strep throat
  • Physicals
  • Cuts
  • Broken bones
  • Fractures
  • And much more!

When to Visit the Emergency Room

With most insurance plans, an urgent care copay will be less than an emergency room copay—especially if your insurance company rules your condition was not a true emergency.

Blue Cross Blue Shield (BCBS) states on its website that emergency room visits result in the highest out of pocket costs and should only be used to treat life-threatening injuries or conditions that can’t be treated anywhere else, such as:

  • Major cuts and fractures
  • Serious injuries
  • Heart attack
  • Stroke

If you have a life-threatening medical emergency, you should call 911 immediately and/or get to an emergency room.

Check your insurance plan booklet or website for more details on urgent care vs. emergency care.  If you’re looking for “an urgent care center near me” in the DC, MD, or VA area that accepts your insurance, give us a call or stop by one of our offices.

Disclaimer: Information is deemed accurate but not guaranteed and is subject to change without notice. Please call Fast Track Urgent Care for details.

Urgent Care Service Area

In addition to our walk-in clinics in Silver Spring and Kensington, we also provide urgent care services for people who live and work in the following Maryland areas: Adelphi, Ashton, Aspen Hill, Beltsville, Bethesda, Brookeville, Burtonsville, Cabin John, Calverton , Chevy Chase, Cloverly, Colesville, College Park, Gaithersburg, Garrett Park, Germantown, Glen Echo, Glenmont, Hillandale, Hyattsville, Kemp Mill, Kensington, Langley Park, Laurel, Layhill, Norbeck, North Bethesda,  North Potomac, Norwood, Olney, Potomac, Rockville, Sandy Spring, Scaggsville, Silver Spring, Spencerville, Takoma Park, and Wheaton. We also provide urgent care services in the Washington, DC area.