Do you shy away from getting the urgent care you need because you’re afraid your insurance won’t cover it? Did you know that Fast Track Urgent Care in Silver Spring, MD participates with most insurance plans?
At Fast Track, our goal is to provide prompt medical care when you need it—that’s why we accept nearly all major insurances, including but not limited to:
- Aetna Betchel
- And more…
- Blue Choice
- Blue Cross Blue Shield (BCBS)
- Corvel Corporation
- Coventry Healthcare
- Devon Health Care
- Great West
- Health Plan
- John Hopkins Employee Plan
- Maryland Physicians Care
- MD Health Choice
- Medicare Highmark
- National Capital PPO
- One Net PPO
- PHCS Point of Service
- Priority Partners
- US FamilyFirst Health
- Adventist Health Net
Don’t see your insurance listed? Give us a call!
Does My Insurance Cover Urgent Care Visits?
Many insurance plans include urgent care providers—like Fast Track—for when your regular doctor is not available to you or if your condition doesn’t require the level of care an emergency room provides. However, if your plan doesn’t include an urgent care provider, you may need to pay some out of pocket costs.
One popular insurance company, Blue Cross Blue Shield, lists that urgent care providers are ideal for:
- Stomach pain
- Minor falls and cuts
- Urinary tract infections
- Sprains and strains
According to BCBS, choosing an urgent care provider vs. an emergency room in these situations can help you incur lower out of pocket costs with your insurance provider.
Does My Insurance Cover Urgent Care and Emergency Care Differently?
Yes. For example, with most insurance plans, an urgent care copay will be less than an emergency room copay—especially if your insurance company rules your condition was not a true emergency.
Blue Cross Blue Shield (BSBS) states on its website that emergency room visits result in the highest out of pocket costs and should only be used to treat life-threating injuries or conditions that can’t be treated anywhere else, such as:
- Major cuts and fractures
- Serious injuries
- Heart attack
Check your insurance plan booklet or insurance plan website for more details on urgent care vs. emergency care. And if you are looking for an urgent care center in the DC, MD, or VA area that accepts your insurance, give us a call or stop by one of our offices.
Disclaimer: Information is deemed accurate but not guaranteed and is subject to change without notice. Please call for details.